man on ladder cleaning gutters of house

Prevent Home Insurance Claims with Spring Cleaning Checklist

Protect Your Home & Budget This Spring With These Tips

Your home’s safety is important to maintain through all seasons of the year. This spring, consider implementing these simple tips to keep your home looking sharp for summer. It is important to not push off these tasks as they can be vital in reducing the risk of accidents around your home and the chance of having to file a home insurance claim.

Get All the Tree Debris Out of Your Gutters

Did you know it’s recommended to clean the gutters on your home twice per year? This spring, clear out your gutters of all the leaves and everything else that has found its way into your gutters during the fall and winter months. By maintaining clean gutters, water can safely run off away from your house instead of getting trapped in the gutters and potentially coming into your home.

Clear Your Dryer Hose

Clearing your dryer hose may be one of those tasks that get overlooked. It’s so important to clear out the dryer hose yearly as the lint from your clothes could clog up the hose. In homes with a lot of lint backed up, it can become a fire hazard. Contact your local HVAC specialist to schedule an appointment for a cleaning.

Replace Your Homes Air Filters

There can be multiple types of air filters in your home, depending on what type of air conditioning and heating unit you have. Once you have figured out what type of unit is in your home, then you should do some research regarding how often you should be changing the filter. In general, if you have animals in your home, it is suggested to change your filter every three months. If you don’t have animals, you can change your filter every 6 to 12 months. The filter will be attached to your unit where you can then replace it.

Carbon Monoxide and Smoke Detector Batteries

We’ve all been scared by the loud alarm sounds coming from our carbon monoxide or smoke detectors alerting us that their batteries are dying. Those sounds force homeowners to hurry to take out the old batteries, but there isn’t always the rush to replace them with new ones. By replacing those batteries as soon as possible, you are keeping your house and family safe. Detectors are a critical component in home safety by alerting you of a potential carbon monoxide leak or of a house fire.

Inspect Your Plumbing

Even if you aren’t certified to do plumbing work in your house, you can still take a look under those sinks and in the basement to check for any water damage. Catching a leaky faucet or pipe before it causes major water damage could be the difference between filing an insurance claim or simply calling your plumber to help fix the leak.

Filing a Home Insurance Claim with Hosto Financial & Insurance Services

Regardless of how prepared you are, accidents can still happen, unfortunately. Filing a home insurance claim with Hosto Financial & Insurance Services couldn’t be easier. Our trusted team will walk you through the entire process and ensure that your home is restored. Contact us on our website or give us a call at 618-779-5808 to learn more about our home insurance plans.

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