118 N. Kansas St.

Edwardsville IL 62025

Troy Home & Auto Insurance Agency

Trust Your Insurance Provider.
Hosto Financial Provides Quality Insurance in Troy, Ill.

Home Insurance in Troy

The Troy area boasts sweet neighborhoods while providing access to exciting opportunities in the St. Louis Metro East. Founded in 1892, the City of Troy remains a growing place with a diverse array of dining and educational resources. For a reasonable price, Hosto Financial can offer you home insurance along with personal property and personal liability coverage. Whether you just moved to this charming town or are looking for a new plan, we can offer you a home insurance policy that is unbeatable.

Auto Insurance in Troy

Troy has direct access to three Interstate Highways, meaning you want your family to feel prepared and secure with a great auto insurance policy. Barry and his team at Hosto will ensure you have excellent auto coverage on and off the road. A solid auto insurance policy does not have to break the bank, either. We will work with you to provide a plan with proper coverage that fits in your budget so that you can cruise worry-free. 

Local Independent Insurance Agency in Troy

Located in neighboring town, Edwardsville, Hosto Financial is available to determine what you need. Just a quick call or drive away, we can work with you directly to check all your boxes for a reasonable price. Whether you need both a home and auto insurance or just one, we can work with you to help you save money and stay covered. Contact us today to get coverage. 

Proudly Serving the Community of Troy, Illinois

The City of Troy was platted in 1819 and later incorporated as a town in 1892. The City’s population was 10,960 as the end of the 2020 census. Located in Madison County and just a short drive away from booming St. Louis, the City of Troy provides residents the perfect lifestyle. Troy offers grub from local restaurants like Fire-N-Smoke Wood Fired Kitchen, Joe’s Pizza and Pasta, and El Potro Mexican Restaurant. The charming town also hosts the Tri-Township Park and Tri-Township Library for kids and adults alike to enjoy.  

Troy’s Local Car and Home Insurance Agency

Hosto Financial & Insurance Services provides customers with quality service while offering fantastic insurance coverage to Troy. We work diligently with our clients, so they know their family is in good hands. A low premium can look good on paper, but it also comes with limited coverage and a high deductible that you will pay for in the long run in the case of an accident. We will find you the right policy at the right price.

What Is a Good Insurance Plan for Me?

Life is complicated enough, so don’t stress about the technical aspects of an insurance plan. Hosto works with you to ensure you understand your quotes and coverage before you decide on an insurance plan. Our agents pull quotes from several companies to provide you with an insurance policy that fits your desired coverage and budgets. Not sure where to start? Give us a call or fill out our webform to request further information on our insurance policies. 

Contact Hosto Insurance
618-779-5808

What Does Great Car Insurance Look Like?

Troy landscape of park

One important thing to keep in mind when looking at policies is that a vehicle insurance policy is a contract between you & an insurance company. You pay a premium and in exchange, the insurance company voucher to pay for specific car-related financial losses during the term of the policy. Hosto is a Troy car insurance agency that  looks at many insurance companies when trying to get a quote that not only will fit your budget, but also get you the coverage you need.

Our team at Troy car insurance agency are professionals that understands the Illinois car insurance needs of our customers. At Hosto, we quote many companies and compare vehicle insurance rates for you. Hosto represents some of the best insurance companies in Illinois.

In some states, to drive you must carry:

  • Liability coverage to pay for losses you cause others
  • No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault

Both liability and no-fault coverage.

Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Call today and find out how to get the right car insurance in Illinois. We have a licensed insurance agent awaiting.

Serving the community of Troy, Illinois

Troy is a city located in Madison County, Illinois. It was officially founded in 1829 and named after Troy, New York. The population was 1,878 at the 2010 census.

There are many attractions in Troy. Some include the Matson House, where Abraham Lincoln’s body was kept after his death en route to burial in Illinois; West Union Pioneer Church, which is filled with intricate wood carvings by Gustave Herrlein; and numerous other historic buildings.

Get Out and Play with Confidence.

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