118 N. Kansas St.

Edwardsville IL 62025

Licensed Insurance Agent
Serving St. Charles, Missouri

Providing St. Charles With Affordable Home & Auto Insurance Plans

Homeowners & Renters Insurance in St. Charles, Missouri

Founded in 1769, the city of St. Charles and its homes are known for their historical, quaint charm. When looking for a home insurance policy, it is important that you find a plan that is best suited for the age and style of your home. Older homes usually require specialized coverage because the house’s replacement cost often exceeds its actual market value. Hosto Insurance is well-versed in insuring older, historic homes and will work with you to determine if a standard policy or an HO8 policy is the right option for you. We take the time to get to know you, your family, your property and assets to obtain a home insurance plan that you are comfortable with and confident in.

Vehicle Insurance in St. Charles, Missouri

When driving through the St. Charles Historic District or venturing 30 minutes into downtown St. Louis, you want to be protected with a solid auto insurance plan. Barry Hosto and his team will shop around from trusted companies, including Progressive and Travelers Insurance, to pick a policy that fits your vehicle(s) and your budget. If one of your favorite activities in the summertime is cruising down the Missouri River in your boat, then Hosto has you covered. We can also help you purchase boat and watercraft insurance. Typically, you can receive multi-policy discounts when you bundle your insurance plans. If there is an option for you to save, we will make sure to take advantage of that to get you the most valuable rate.

Proudly Serving the City of St. Charles 

Home to nearly 71,000 residents, St. Charles is the oldest city that resides on the Missouri River. Much of St. Charles’ rich, vibrant history can be found on Main Street where residents and visitors alike shop in buildings that have been there since the 19th century. The city has attractions for everyone to enjoy, including the Foundry Art Centre, the Historic Missouri Wine County and the Lewis & Clark Boat House and Museum. Cyclists across the state and country come to St. Charles to ride the Katy Trail, which stretches 237 miles. Families can enjoy live music and purchase fresh produce and other goods at the St. Charles’ Lions Club Farmers Market and Beale Street Market. Throughout the year, the city hosts various festivals and events, including Riverfest, Oktoberfest, Festival of the Little Hills and more.

Contact Hosto Insurance
618-779-5808

What Does Great Car Insurance Look Like?

Woman in beige sweater touching bottom of car steering wheel

One important thing to keep in mind when looking at policies is that an auto insurance policy is a contract between you & an insurance company. You pay a premium and in exchange, the insurance company vouches to pay for specific car-related financial losses during the term of the policy. Hosto looks at many insurance companies when trying to get a quote that not only will fit your budget, but also get you the coverage you need.

Our team of insurance professionals understands the Illinois car insurance needs of our customers. At Hosto, we quote many companies and compare auto insurance rates for you. Hosto represents some of the best insurance companies in Illinois and 

In some states, to drive you must carry:

  • Liability coverage to pay for losses you cause others
  • No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault
  • Both liability and no-fault coverage.

Collision coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.

Call today and find out how to get the right car insurance in Illinois. We have a licensed insurance agent awaiting!

Get Out and Play with Confidence.

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