Income Lifetime

Discover More About Income Lifetime

Income Lifetime Edwardsville IL

Learn More About Income Lifetime

After decades of hard work and diligent saving, you’ve amassed a tidy nest egg and are ready to retire. The challenge you now face is the need to make your nest egg last as long as you do. 

If outliving your money is your greatest financial fear an annuity may be just what you need.

Contact Hosto Financial & Insurance Services today to discuss your options.

Contact Hosto
618-779-5808

Learn More About Income Lifetime

Hosto Income Lifetime
  • Minimum guarantees that protect your principal from market decline.
  • A Guaranteed Minimum Withdrawal Benefit Rider that guarantees a level lifetime income without the need to annuitize prior to maturity. (Rider charges apply)
  • Upside interest potential through four indexed interest crediting options or an annually declared fixed interest rate option.
  • Downside protection - any indexed interest credited is never taken away due to market decline.
  • Liquidity for life's unexpected events. Surrender charges are waived for home health care, diagnosis of a terminal illness or nursing home confinement. These riders (addendums to the contract) provide full access to your account value without penalty as long as certain conditions are met. (Riders may not be available in all states.)

Plan For The Future

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Client Testimonials

Such personal customer service. Always available and best rates around. We wouldn't get any of our insurance anywhere else!
Debbie Hinshaw
20:55 04 Jun 18
Great, prompt service. Hosto Financial Insurance goes out of their way to make sure all the details are taken care of. I've been a customer for years for both my dental practice and personal insurance needs. I highly recommend them.
Sharon Hanne
13:13 06 Apr 18
My husband and I have been going through these folks to get our insurance for a few years now and they're FABULOUS! Great service and great rates. I wouldn't go anywhere else.
Jennifer Elms
19:21 09 Mar 18
We have had our home and auto insurance thru Hosto Financial for over 15 years.Very competitive rates and great Customer Service. Both Barry and Leah have always been very responsive to our questions or concerns.Highly recommend!!
Bill Jewell
14:15 25 Mar 18
I have known Barry both personally and professionally for many, many years. Without hesitation, I would recommend his services to anyone looking to upgrade their insurance provider.Both Leah and Barry have been very attentive to my needs and exceeded expectations when dealing with my coverage. They've always tried to find me the best price and best fit for my personal situation.I also appreciate the promptness in returning my calls whenever I have a question or the need to file a claim. It's nice to have agents who still believe that customer service comes first.
David M. Yates
17:06 17 Oct 17