The Hosto Blog
our resource for anyone looking to purchase insurance
What is not covered by homeowners insurance?
You’ve just made the biggest financial decision of your early adulthood. You kept track of your credit score properly and found a lender. You sacrificed morning lattes and extra guacamole to save up for a down payment. You’ve signed a tome of paperwork and are officially a homeowner. There is so much to learn. You
What is the standard deductible for homeowners insurance claims?
A homeowners insurance claims standard deductible is the amount the homeowners have to pay before the insurance pays for the rest of the damage. Generally, a low deductible means high premiums, and a high deductible means relatively lower premiums. The deductible is separate from the premium. The premium is the amount paid to purchase insurance.
When should I get homeowner’s insurance?
Thinking about buying a home and wondering “when should I get homeowners insurance?”. Homeowner’s insurance is a critical piece of the pie for any homeowner. It is usually required if you are in the process of paying off your home. Much like medical insurance or vehicle insurance, it covers damages that the average person would
What Will Car Insurance Cover?
If you are shopping for auto insurance, you may be wondering: “what will car insurance cover?’ A car insurance policy is made up of different coverages, some of which are required by law in Illinois. Others are optional but you may wish to include them to ensure you are protected against any accidents. Illinois is
What Should I Know Before Getting Car Insurance?
Car insurance can be confusing, even for people who have had it for a long time. The most important thing to do before getting car insurance is to understand the different types of coverage available and how much that coverage will cost. Once armed with the correct information, it is much easier to make decisions
What Kind of Cars Are More Expensive to Insure?
There are a lot of factors to keep in mind when purchasing a vehicle, and one question you may be asking is: “what kind of cars are more expensive to insure?” Some cars are more expensive to insure than others and there are a variety of reasons for that. More expensive cars tend to attract