The Hosto Blog

our resource for anyone looking to purchase insurance

Two toy cars next to stacks of coins

How Are Prices Determined For Car Insurance?

How much you pay for car insurance is determined by a variety of factors. Combined, these factors determine your risk profile, i.e. how likely the insurance company believes you are to make a claim, and what the amount of that claim might be. Ever ask yourself “how exactly are prices determined for car insurance?” Below

Read More »
Woman looking over homeowners insurance policy

Is Disaster Restoration Covered By Homeowners Insurance?

Owning a home has its own assortment of challenges. It is, however, prone to the unpredictable. Fires, break-ins, and several other emergencies are common fears for homeowners. That is why it is important to be armed with the knowledge of what options are available to help you out and if disaster restoration covered by homeowners

Read More »
Couple sitting on floor next to children

How Much Should Homeowners Insurance Coverage Cost Per Month?

Homeowners insurance coverage is a crucial form of property insurance that can help in shielding you financially from any damages to your house. This means that if any issue occurs to your furnishing, place of residence, or other covered assets in your home, your insurance company should foot most of the bill.  However, homeowners insurance

Read More »
small wooden block houses next to a downwards green arrow

Is there a way to lower the cost of homeowners insurance?

Homeowners insurance is par for the course if you want to protect your investment. However, even though it’s an unavoidable expense, there are ways to lower the cost of homeowners insurance. Here are some effective ways to reduce this bill. Increase the deductible Your insurance deductible is what you pay out of pocket for every

Read More »
Scroll to Top

Get An Insurance Quote

Select an Option Below Or Give Us A Call At (618) 779-5808