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Life Insurance Edwardsville IL
Are You Looking For Life Insurance near Edwardsville IL?
You May Be Eligible For Savings!
Finding the right life insurance policy is now made easy when you decide to take advantage of our services at Hosto Financial & Insurance. Our team of life insurance experts can help you secure your family’s financial future by providing the funds they need to:
- Pay Uninsured Medical Bills
- Pay Off Other Debts
- Cover Burial Expenses
- Pay Off Your Mortgage
- Maintain A Comfortable Standard Of Living
There are a many different version of life insurance policies that we can help you implement. The kind of policy that you select should depend largely on the needs that you want coverage for on your policy. Check out some of the different versions of individual life
Life Insurance Policy Types
- Whole Life Insurance
Provides permanent protection for the entirety of life – starting at the date of policy issue and extending to the date of the insured’s death, as long as premiums are paid. Premiums are set at time of policy issue & remain constant for the policy’s life. As opposed to term insurance, whole life insurance involves both protection and savings or cash value which accumulates over time. This cash value boost may be used as a source for living benefits such as: Paying off a mortgage, Child’s Education, or Cash Surrender Value if the policy gets cancelled.
- Universal Life Insurance
Characterized by fantastic flexibility. Policyholders determine both the amount and frequency of premium payments. The greater the amount you pay on premiums, the less time you will need to pay. Call and speak with one of our bond experts to inquire more about this type of life insurance.
- Term Life Insurance
A cost-effective way of obtaining max coverage for your family. Protection is provided for a limited number of years. The insurance expires without value if the insured lives beyond the policy period, typically 5 – 20 years. For the most part, term insurance provides the largest insurance protection for the premium payment.
Make Sure Your Life Is Covered.
Let our experience and expertise work for you.