Life Insurance

Discover Great Deals On Life Insurance

Life Insurance Edwardsville IL

Are You Looking For Life Insurance near Edwardsville IL?
You May Be Eligible For Savings!

Finding the right life insurance policy is now made easy when you decide to take advantage of our services at Hosto Financial & Insurance. Our team of life insurance experts can help you secure your family’s financial future by providing the funds they need to: 

  • Pay Uninsured Medical Bills
  • Pay Off Other Debts
  • Cover Burial Expenses
  • Pay Off Your Mortgage
  • Maintain A Comfortable Standard Of Living

There are a many different version of life insurance policies that we can help you implement. The kind of policy that you select should depend largely on the needs that you want coverage for on your policy. Check out some of the different versions of individual life 

 

Contact Hosto Insurance
618-779-5808

Life Insurance Policy Types

Hosto Insurance Life Insurance
  • Whole Life Insurance
    Provides permanent protection for the entirety of life – starting at the date of policy issue and extending to the date of the insured’s death, as long as premiums are paid. Premiums are set at time of policy issue & remain constant for the policy’s life. As opposed to term insurance, whole life insurance involves both protection and savings or cash value which accumulates over time. This cash value boost may be used as a source for living benefits such as: Paying off a mortgage, Child’s Education, or Cash Surrender Value if the policy gets cancelled.
  • Universal Life Insurance
    Characterized by fantastic flexibility. Policyholders determine both the amount and frequency of premium payments. The greater the amount you pay on premiums, the less time you will need to pay. Call and speak with one of our bond experts to inquire more about this type of life insurance.
  • Term Life Insurance
    A cost-effective way of obtaining max coverage for your family. Protection is provided for a limited number of years. The insurance expires without value if the insured lives beyond the policy period, typically 5 – 20 years. For the most part, term insurance provides the largest insurance protection for the premium payment.

Make Sure Your Life Is Covered.

Let our experience and expertise work for you.

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Client Testimonials

Such personal customer service. Always available and best rates around. We wouldn't get any of our insurance anywhere else!
Debbie Hinshaw
20:55 04 Jun 18
Great, prompt service. Hosto Financial Insurance goes out of their way to make sure all the details are taken care of. I've been a customer for years for both my dental practice and personal insurance needs. I highly recommend them.
Sharon Hanne
13:13 06 Apr 18
My husband and I have been going through these folks to get our insurance for a few years now and they're FABULOUS! Great service and great rates. I wouldn't go anywhere else.
Jennifer Elms
19:21 09 Mar 18
We have had our home and auto insurance thru Hosto Financial for over 15 years.Very competitive rates and great Customer Service. Both Barry and Leah have always been very responsive to our questions or concerns.Highly recommend!!
Bill Jewell
14:15 25 Mar 18
I have known Barry both personally and professionally for many, many years. Without hesitation, I would recommend his services to anyone looking to upgrade their insurance provider.Both Leah and Barry have been very attentive to my needs and exceeded expectations when dealing with my coverage. They've always tried to find me the best price and best fit for my personal situation.I also appreciate the promptness in returning my calls whenever I have a question or the need to file a claim. It's nice to have agents who still believe that customer service comes first.
David M. Yates
17:06 17 Oct 17